Easy Financing and Insurance in west des moines

At Bernhardt & Smith Orthodontics, we believe everyone deserves a healthy, confident smile without financial stress. Dr. Melissa Bernhardt and Dr. Blair Smith are committed to making orthodontic treatment affordable with flexible payment options designed to fit your budget.

How Do You Make Orthodontic Treatment Affordable?

We offer a variety of payment solutions to make braces and Invisalign accessible for individuals and families. Our goal is to provide high-quality care while keeping your financial comfort in mind.

We offer:

• Flexible in-office payment plans
• No-interest financing options
• Third-party financing solutions
• Discounts for certain payment arrangements

Our team will walk you through all available options and help you choose a plan that works best for your needs.

What Payment Methods Do You Accept?

We make payments simple and convenient by accepting a wide range of options.

Accepted payment methods include:

• Cash and checks
• Major credit cards, including Visa, MasterCard, American Express, and Discover
• Electronic payment options

If you have questions about payment methods, our team is happy to assist you.

What Is Included in My Orthodontic Treatment?

We believe in transparency, so you understand exactly what your investment covers. Your orthodontic treatment fee typically includes all essential components needed for successful results.

Your treatment includes:

• Comprehensive orthodontic evaluation and records
• A personalized treatment plan
• All appliances, including braces or clear aligners
• Regular adjustment visits and progress monitoring
• One set of retainers after treatment

Our goal is to provide complete care from start to finish without surprises.

What Is Not Included in My Treatment?

While we aim to provide comprehensive care, some services fall outside the standard orthodontic treatment fee.

These may include:

• Replacement of lost or damaged appliances or retainers
• Treatment related to injury or unexpected conditions
• Procedures performed by other dental or surgical specialists

If additional care is ever needed, we will clearly explain all details before moving forward.

How Does Orthodontic Insurance Work?

Orthodontic insurance can help reduce your out-of-pocket costs, and our team is here to make the process simple and stress-free from your first visit.

Here’s how we help:

• We review your insurance benefits to determine coverage
• We file claims on your behalf once treatment begins
• We help you understand your estimated costs

Many plans include a lifetime orthodontic benefit separate from regular dental coverage. If your insurance changes during treatment, the remaining balance becomes the responsibility of the patient or guarantor.

When Will I Know the Cost of Treatment?

You will receive a clear breakdown of your treatment cost during your consultation. We take the time to explain your options, review insurance, and outline payment plans so you feel confident moving forward.

Our goal is to make orthodontic care both accessible and easy to understand.